@font-face{font-family:Lato;src:url('../fonts/Lato-Regular.ttf') format('truetype');font-weight:400;font-display:swap}@font-face{font-family:Lato;src:url('../fonts/Lato-Bold.ttf') format('truetype');font-weight:700 900;font-display:swap}
:root{--brand:#b1004e;--brand-dark:#830039;--ink:#25232a;--muted:#696570;--paper:#fff;--tint:#faf6f8;--line:#e8e2e6;--gold:#ad8754;--green:#217665;--radius:20px;--shadow:0 16px 48px #3c123009}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;font-family:Lato,Arial,sans-serif;color:var(--ink);background:var(--paper);font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}p{margin:0 0 1.2em}h1,h2,h3{line-height:1.15;letter-spacing:-.035em;margin:0 0 .6em;font-weight:700}h1{font-size:clamp(40px,5.1vw,72px)}h2{font-size:clamp(29px,3vw,42px)}h3{font-size:23px}h1 span{color:var(--brand)}img{max-width:100%;display:block}button,input,select,textarea{font:inherit}button,a,input,select,summary,textarea{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:wait;opacity:.55}[hidden]{display:none!important}:focus-visible{outline:3px solid var(--gold);outline-offset:5px}.wrap{width:min(1240px,calc(100% - 88px));margin-inline:auto}.section{padding-block:66px}.section-heading{display:flex;justify-content:space-between;gap:24px;align-items:end;margin-bottom:24px}.section-heading h2{margin-bottom:0}.section-intro{color:var(--muted);font-size:18px;max-width:650px;margin-bottom:32px}.eyebrow{font-size:11px;font-weight:700;letter-spacing:.15em;color:var(--brand);display:block;margin-bottom:20px;line-height:1.5;text-transform:uppercase}.eyebrow.light{color:#f4cada}.tiny{font-size:12px}.muted{color:var(--muted)}.icon{width:23px;height:23px;flex-shrink:0;vertical-align:middle}.button{background:var(--brand);color:white;border:1px solid var(--brand);border-radius:9px;padding:15px 22px;display:inline-flex;align-items:center;justify-content:center;gap:12px;font-size:14px;font-weight:700;line-height:1.4;transition:background .2s,transform .2s}.button:hover{background:var(--brand-dark);transform:translateY(-2px)}.button.small{font-size:13px;padding:12px 16px}.button.secondary{background:white;border-color:var(--line);color:var(--ink)}.button.secondary:hover{border-color:var(--brand);color:var(--brand)}.button.white{background:white;color:var(--brand);border-color:white;white-space:nowrap}.button-row{display:flex;align-items:center;gap:25px;flex-wrap:wrap}.text-link{display:inline-flex;align-items:center;gap:10px;color:var(--brand);font-weight:700;font-size:14px;white-space:nowrap}.text-link:hover{text-decoration:underline}.topline{background:var(--tint);font-size:11px;color:var(--muted);border-bottom:1px solid #eee8ec}.topline .wrap{display:flex;justify-content:space-between;padding-block:6px}.topline a{display:flex;gap:8px;align-items:center}.topline .icon{width:13px;height:13px}.site-header{position:sticky;top:0;z-index:40;background:#ffffffed;backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}.header-inner{height:91px;display:flex;justify-content:space-between;align-items:center;gap:32px}.brand{display:flex;align-items:center;gap:12px;flex-shrink:0}.brand img{object-fit:contain}.brand strong{font-size:24px;letter-spacing:-.6px;line-height:1.2;display:block}.brand-dot{color:var(--brand)}.brand small{font-size:8px;letter-spacing:.19em;display:block;margin-top:4px;color:var(--muted)}#main-nav{display:flex;gap:27px;align-items:center;font-size:13px;font-weight:700}#main-nav>a:not(.button){padding:10px 0;white-space:nowrap}#main-nav>a[aria-current],#main-nav>a:not(.button):hover{color:var(--brand)}.menu-toggle{display:none}.skip{position:fixed;top:-100px;left:15px;background:white;padding:15px;z-index:100}.skip:focus{top:10px}.hero{display:grid;grid-template-columns:1.1fr 1fr;gap:70px;align-items:center;padding-block:65px 74px}.hero h1{font-size:clamp(42px,5.05vw,71px);line-height:1.06}.hero-lead{font-size:18px;line-height:1.75;max-width:650px;color:var(--muted);margin-block:24px 28px}.hero .hero-lead{max-width:510px}.status-dot{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--brand);margin-right:9px}.hero-points{display:flex;gap:19px;margin-top:28px;font-size:11px;color:var(--muted)}.hero-points span{display:flex;align-items:center;gap:5px}.hero-points .icon{width:15px;height:15px;color:var(--green)}.hero-visual{position:relative;padding-bottom:34px}.portrait-frame{position:relative;overflow:hidden;border-radius:150px 20px 20px 20px;background:#ece6dc;height:486px}.portrait-frame>img{width:100%;height:100%;object-fit:cover;object-position:50% 40%}.portrait-frame:after{content:'';position:absolute;inset:50% 0 0;background:linear-gradient(transparent,#15151ac7)}.portrait-label{position:absolute;bottom:37px;left:33px;z-index:1;color:white}.portrait-label>span{font-size:11px;letter-spacing:.05em;display:block;margin-bottom:4px}.portrait-label strong{font-size:34px;line-height:1.3;display:block}.portrait-label small{font-size:12px;color:#e1dfe1}.floating-note{position:absolute;bottom:0;left:-28px;display:flex;align-items:center;gap:15px;background:white;border:1px solid var(--line);border-radius:12px;padding:17px 23px;box-shadow:var(--shadow)}.floating-note>.icon{color:var(--brand);width:34px;height:34px}.floating-note strong,.floating-note small{display:block}.floating-note strong{font-size:13px}.floating-note small{font-size:11px;color:var(--muted)}.photo-caption{display:block;text-align:right;font-size:10px;color:var(--muted);margin-top:13px}.trust-strip{border-block:1px solid var(--line)}.trust-strip>.wrap{display:flex;justify-content:space-between;gap:20px;padding-block:22px;font-size:12px;color:var(--muted)}.trust-strip strong{color:var(--ink)}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:23px}.service-card{border:1px solid var(--line);border-radius:var(--radius);padding:30px;display:flex;flex-direction:column;align-items:start;transition:border-color .2s,box-shadow .2s,transform .2s}.service-card:hover{border-color:#dcb1c4;box-shadow:var(--shadow);transform:translateY(-3px)}.icon-tile{display:inline-flex;background:var(--tint);color:var(--brand);width:51px;height:51px;border-radius:13px;align-items:center;justify-content:center;margin-bottom:24px}.service-card h2,.service-card h3{font-size:23px}.service-card p{color:var(--muted);font-size:14px}.card-link{font-size:13px;color:var(--brand);font-weight:700;display:flex;align-items:center;justify-content:space-between;gap:10px;width:100%;margin-top:auto;padding-top:19px}.card-link .icon{width:18px;height:18px}.tinted{background:var(--tint);border-block:1px solid #f0e9ee}.calc-card{background:white;border:1px solid var(--line);border-radius:var(--radius);padding:30px;display:flex;flex-direction:column;transition:transform .2s,box-shadow .2s}.calc-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.card-top{display:flex;align-items:start;justify-content:space-between}.tag{font-size:10px;color:var(--muted);background:#f7f5f6;border-radius:6px;padding:4px 8px}.calc-card h3{font-size:25px;margin:8px 0 12px}.calc-card p{font-size:14px;color:var(--muted);margin-bottom:17px}.calc-card .card-link{border-top:1px solid var(--line)}.about-strip,.prose-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px;align-items:start}.about-strip{padding-block:85px}.about-strip>div>p{color:var(--muted)}.steps{list-style:none;padding:0;margin:0}.steps li{display:flex;gap:25px;border-bottom:1px solid var(--line);padding:18px 0}.steps li:first-child{padding-top:0}.steps li>span{font-size:13px;color:var(--brand);font-weight:700;padding-top:4px}.steps h3{font-size:21px;margin-bottom:8px}.steps p{font-size:14px;color:var(--muted);margin:0}.quote-card{margin:0;padding:27px 30px;border:1px solid var(--line);border-radius:var(--radius);background:#fdfbfc;display:flex;flex-direction:column}.quote-mark{color:var(--brand);font-family:Georgia,serif;font-size:62px;height:47px;line-height:1}.quote-card blockquote{margin:0 0 28px;font-size:15px;line-height:1.8}.quote-card figcaption{display:flex;align-items:center;gap:12px;margin-top:auto;font-size:13px}.quote-card figcaption small{display:block;color:var(--muted)}.avatar{display:inline-flex;align-items:center;justify-content:center;background:#f1e5eb;color:var(--brand);width:39px;height:39px;border-radius:50%;font-size:12px;font-weight:700}.post-card{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column}.post-art{height:175px;display:flex;align-items:center;justify-content:center;position:relative;background:#eee5eb;color:var(--brand);overflow:hidden}.post-art:before,.post-art:after{content:'';width:200px;height:200px;border:1px solid currentColor;opacity:.12;border-radius:50%;position:absolute;right:-40px;bottom:-95px}.post-art:after{right:-8px;bottom:-116px;width:240px;height:240px}.post-art>.icon{width:65px;height:65px;stroke-width:1}.post-art>span{position:absolute;bottom:15px;left:20px;font-size:10px;text-transform:uppercase;letter-spacing:.12em}.art-hypoteka{background:#ecebe4;color:#8b784b}.art-penze{background:#e8eeec;color:var(--green)}.post-copy{padding:25px;display:flex;flex-direction:column;flex:1}.post-copy h3{font-size:23px;margin:13px 0}.post-copy p{font-size:14px;color:var(--muted)}.cta-band{margin-top:35px;margin-bottom:75px;background:var(--brand);color:white;border-radius:var(--radius);padding:42px 46px;display:flex;align-items:center;justify-content:space-between;gap:30px}.cta-band h2{font-size:35px}.cta-band p{font-size:15px;color:#f1d1df;margin-bottom:0}.cta-band .eyebrow{margin-bottom:14px}.site-footer{background:#faf9fa;border-top:1px solid var(--line);padding-top:55px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:45px;font-size:12px}.footer-grid>div>strong{display:block;font-size:13px;margin-bottom:16px}.footer-grid>div>a:not(.brand){display:block;margin:5px 0}.footer-grid>div:first-child>a:not(.brand){display:inline-block}.footer-grid p{color:var(--muted);margin-top:20px}.footer-grid .footer-phone{font-size:22px;color:var(--brand);font-weight:700}.legal-footer{border-top:1px solid var(--line);margin-top:35px;padding:27px 0 20px;font-size:10px;color:var(--muted)}.legal-footer a{text-decoration:underline;text-underline-offset:3px}.footer-bottom{display:flex;justify-content:space-between;gap:15px;border-top:1px solid var(--line);padding-top:22px;margin-top:22px;font-size:11px}.footer-bottom>div{display:flex;gap:24px}.page-hero{padding-top:58px;padding-bottom:48px}.page-hero.compact{max-width:1240px}.compact h1{font-size:clamp(38px,4.5vw,61px)}.breadcrumb{display:block;font-size:12px;color:var(--muted);margin-bottom:30px}.page-hero .eyebrow{margin-bottom:17px}.catalog-hero{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid var(--line)}.catalog-symbol{width:260px;min-height:250px;background:var(--tint);border:1px solid var(--line);border-radius:90px 20px 20px 20px;display:flex;align-items:center;justify-content:center;flex-direction:column;gap:20px;color:var(--brand);text-align:center;flex-shrink:0}.catalog-symbol>.icon{width:70px;height:70px;stroke-width:1}.catalog-symbol span{font-size:12px}.filter-bar{display:flex;flex-wrap:wrap;gap:9px;align-items:center;margin-bottom:30px}.filter-button{border:1px solid var(--line);background:white;padding:10px 17px;border-radius:8px;font-size:13px;color:var(--muted)}.filter-button.active{background:var(--brand);border-color:var(--brand);color:white}.filter-count{margin-left:auto;font-size:12px;color:var(--muted)}.info-strip{margin-top:40px;display:flex;align-items:center;gap:20px;padding:28px;background:var(--tint);border-radius:12px}.info-strip>.icon{color:var(--brand);width:30px;height:30px}.info-strip p{margin:0;font-size:14px}.info-strip strong{display:block}.two-cards{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:24px}.info-card{border:1px solid var(--line);border-radius:var(--radius);padding:30px}.info-card>.icon{color:var(--brand);margin-bottom:15px}.info-card p{color:var(--muted);font-size:14px}.about-hero{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.about-photo{width:100%;height:480px;object-fit:cover;border-radius:130px 20px 20px 20px}.timeline{list-style:none;margin:0;padding:0 0 0 24px;border-left:1px solid var(--line)}.timeline li{padding:0 0 30px;display:flex;flex-direction:column;gap:6px}.timeline strong{color:var(--brand)}.timeline span{color:var(--muted);font-size:15px}.people-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:25px}.person-card{border:1px solid var(--line);border-radius:15px;overflow:hidden;background:white}.person-photo{aspect-ratio:4/5;background:var(--tint);overflow:hidden}.person-photo img{width:100%;height:100%;object-fit:cover;object-position:center}.logo-photo{height:210px;padding:28px;background:white}.logo-photo img{object-fit:contain}.person-copy{padding:23px}.person-copy h3{font-size:22px}.person-copy>a{display:block;overflow-wrap:anywhere;font-size:13px}.person-copy .card-link{display:flex}.person-role{font-size:12px;color:var(--muted);min-height:40px}.person-initials{display:flex;align-items:center;justify-content:center;height:100%;font-size:80px;color:var(--brand)}.article{max-width:820px;padding-block:65px}.article h1{font-size:clamp(36px,4.5vw,58px)}.byline{display:flex;align-items:center;gap:12px;margin-block:25px;font-size:13px;color:var(--muted)}.article-body{font-size:18px;line-height:1.85}.source{font-size:13px;border-top:1px solid var(--line);padding-top:25px}.source a,.legal-page a{color:var(--brand);text-decoration:underline}.legal-page h2{font-size:25px;margin-top:35px}.legal-page p{font-size:16px;color:var(--muted)}.contact-layout{display:grid;grid-template-columns:1fr 1.1fr;gap:70px;padding-top:0}.contact-card{background:var(--tint);border-radius:var(--radius);padding:35px;margin-bottom:20px}.big-contact{font-size:40px;font-weight:700;display:block;color:var(--brand);line-height:1.3}.email-contact{display:block;font-size:18px;margin-block:14px 30px;overflow-wrap:anywhere}.contact-form-card{border:1px solid var(--line);border-radius:var(--radius);padding:35px}.contact-form-card h2{font-size:28px}.contact-form-card>p{font-size:14px;color:var(--muted)}label{display:flex;flex-direction:column;gap:7px;font-size:13px;font-weight:700;margin-bottom:17px}input,select,textarea{width:100%;border:1px solid #dcd5da;border-radius:8px;padding:12px 13px;color:var(--ink);background:white;font-weight:400;font-size:15px}input:focus,select:focus,textarea:focus{border-color:var(--brand);outline:2px solid #b1004e16}textarea{resize:vertical}.office-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:30px}.office-card{background:var(--tint);padding:25px;border-radius:12px;font-size:13px}.office-card>.icon{color:var(--brand);margin-bottom:20px}.office-card h3{font-size:21px}.office-card a{color:var(--brand);font-size:12px}.service-hero{display:grid;grid-template-columns:1.3fr 1fr;gap:80px;align-items:center}.service-hero h1{font-size:clamp(38px,4.5vw,62px)}.service-summary{background:var(--tint);padding:35px;border-radius:var(--radius)}.service-summary h2{font-size:25px}.large-icon{display:block;color:var(--brand);margin-bottom:25px}.large-icon .icon{width:45px;height:45px}.check-list{list-style:none;padding:0;margin:20px 0 0}.check-list li{display:flex;align-items:center;gap:10px;font-size:14px;margin-block:13px}.check-list .icon{color:var(--brand);width:18px;height:18px}.prose-grid p{color:var(--muted)}.insight{padding:30px;border-left:3px solid var(--brand);background:var(--tint);border-radius:0 12px 12px 0}.insight h3{font-size:23px}.insight p{margin:0}.faq-layout{display:grid;grid-template-columns:1fr 1.4fr;gap:80px}.faq{border-bottom:1px solid var(--line);padding:21px 0}.faq:first-child{padding-top:0}summary{cursor:pointer;font-weight:700;font-size:16px}.faq p{font-size:15px;color:var(--muted);margin:17px 0 0}.empty-state{background:var(--tint);padding:50px;border-radius:var(--radius);max-width:820px}.empty-state>.icon{width:45px;height:45px;color:var(--brand);margin-bottom:24px}.empty-state p{color:var(--muted)}.error-page{padding-bottom:100px}.table-scroll{overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:13px}th,td{text-align:left;padding:13px 16px;border-bottom:1px solid var(--line);white-space:nowrap}th{background:var(--tint);font-size:11px;color:var(--muted);font-weight:700}.notice{border:1px solid #e0c99d;background:#fff8e9;border-radius:8px;padding:15px;color:#6b4d16;font-size:13px}.error-notice{background:#fff0f3;border-color:#e5b2bd;color:#9c173c}
/* Společná vrstva všech kalkulaček. */
.calculator-section{padding-top:0}.calculator{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:white;box-shadow:var(--shadow);padding:35px}.calculator-heading{display:flex;align-items:center;justify-content:space-between;gap:20px;border-bottom:1px solid var(--line);padding-bottom:25px;margin-bottom:28px}.calculator-heading h2{font-size:30px;margin:0}.calculator-heading .eyebrow{margin-bottom:8px;font-size:9px}.pdf-badge{display:flex;align-items:center;gap:7px;font-size:11px;color:var(--muted)}.pdf-badge .icon{width:17px;height:17px}.calculator-body{display:grid;grid-template-columns:1fr 1fr;gap:38px;align-items:start}.calc-inputs{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}.calc-inputs label{font-size:12px;min-width:0}.calc-inputs .field-full{grid-column:1/-1}.field-help{font-size:10px;color:var(--muted);font-weight:400;line-height:1.45}.field-check{display:flex;flex-direction:row;align-items:center;gap:10px}.field-check input{width:18px;height:18px;accent-color:var(--brand);flex-shrink:0}.field-section{grid-column:1/-1;font-size:12px;color:var(--brand);border-top:1px solid var(--line);padding-top:15px;margin:4px 0 17px;font-weight:700}.calc-inputs select,.calc-inputs input{font-size:14px;padding:10px}.calc-results{display:grid;grid-template-columns:1fr 1fr;gap:12px}.metric{background:var(--tint);border:1px solid var(--line);border-radius:12px;padding:19px;min-width:0}.metric:first-child{grid-column:1/-1;background:var(--brand);color:white;border-color:var(--brand);padding:24px}.metric small{font-size:11px;display:block;line-height:1.5;color:var(--muted)}.metric:first-child small{color:#f1cadb}.metric strong{display:block;font-size:25px;line-height:1.2;letter-spacing:-.03em;margin-top:8px;overflow-wrap:anywhere}.metric:first-child strong{font-size:37px}.metric em{font-style:normal;font-size:11px;display:block;margin-top:8px;opacity:.75}.result-note{font-size:12px;grid-column:1/-1;color:var(--muted);margin:0}.calc-chart-wrap{position:relative;height:315px;margin-top:30px}.calc-chart{display:block;width:100%;height:100%;touch-action:pan-y}.chart-tooltip{position:absolute;background:var(--ink);color:white;pointer-events:none;border-radius:9px;padding:12px 15px;font-size:12px;max-width:260px;z-index:3;box-shadow:var(--shadow);line-height:1.65}.chart-tooltip strong{display:block;border-bottom:1px solid #ffffff22;padding-bottom:4px;margin-bottom:5px}.chart-tooltip span{display:block}.chart-readout{position:absolute;left:-9999px}.chart-legend{display:flex;gap:20px;flex-wrap:wrap;justify-content:center;font-size:12px;margin-top:8px}.legend-dot{width:8px;height:8px;border-radius:50%;display:inline-block;margin-right:6px}.chart-help{text-align:center;font-size:11px;color:var(--muted);margin-top:12px}.calc-table{border:1px solid var(--line);border-radius:8px;margin-top:23px}.calc-table>summary{padding:14px 18px;font-size:13px}.calc-actions{display:flex;align-items:center;flex-wrap:wrap;gap:12px;padding-block:25px}.pdf-status{font-size:12px;color:var(--muted)}.calc-notes{background:#faf9fa;border-radius:8px;padding:18px;margin-bottom:16px;font-size:12px;color:var(--muted)}.calc-notes ul{padding-left:17px;margin:0}.calc-notes li+li{margin-top:7px}.comparison .calculator-body{grid-template-columns:1fr}.comparison .calc-inputs{grid-template-columns:repeat(4,1fr);gap:18px}.comparison-group{padding:18px;background:var(--tint);border-radius:12px;border:1px solid var(--line)}.comparison-group h3{font-size:19px}.comparison-group label{font-size:11px}.comparison .calc-results{grid-template-columns:repeat(4,1fr)}.comparison .metric,.comparison .metric:first-child{grid-column:auto;background:var(--tint);color:var(--ink);padding:18px;border-color:var(--line)}.comparison .metric strong,.comparison .metric:first-child strong{font-size:26px}.comparison .metric small,.comparison .metric:first-child small{color:var(--muted)}.comparison .metric.best{border-color:var(--brand);background:#fff6fa}.comparison .metric em{line-height:1.7}.editor-layout{max-width:950px}.editor-tabs{display:flex;gap:12px;margin-bottom:28px}.editor-row{padding:24px;border:1px solid var(--line);border-radius:12px;margin-bottom:16px}.editor-row summary{font-size:19px}.editor-fields{display:grid;grid-template-columns:1fr 1fr;gap:0 20px;padding-top:20px}.editor-fields .wide{grid-column:1/-1}.editor-toolbar{position:sticky;bottom:0;background:#fffffff5;border-top:1px solid var(--line);padding:20px;display:flex;gap:15px;align-items:center}.login-panel{max-width:500px;margin:0 auto}.cms-note{font-size:13px;color:var(--muted)}
@media(min-width:1500px){.hero h1{font-size:76px}}@media(max-width:1100px){.wrap{width:calc(100% - 56px)}#main-nav{gap:17px;font-size:12px}.header-inner{gap:15px}.brand strong{font-size:22px}.hero{gap:38px}.hero h1{font-size:55px}.hero-points{gap:12px;flex-wrap:wrap}.hero .button{font-size:12px;padding:14px 18px}.hero .button-row{gap:18px}.portrait-frame{height:465px}.people-grid{grid-template-columns:repeat(3,1fr)}.footer-grid{gap:25px}.service-hero,.about-strip,.prose-grid{gap:45px}.service-card,.calc-card{padding:24px}.comparison .metric strong,.comparison .metric:first-child strong{font-size:22px}}
@media(max-width:900px){.wrap{width:calc(100% - 40px)}.menu-toggle{display:flex;align-items:center;gap:12px;background:white;border:1px solid var(--line);padding:8px 13px;border-radius:6px;font-size:13px}.header-inner{height:78px}#main-nav{display:none;position:absolute;top:78px;left:0;right:0;background:white;padding:25px;border-bottom:1px solid var(--line);box-shadow:var(--shadow);flex-direction:column;align-items:stretch;gap:6px}#main-nav.open{display:flex}#main-nav>a{padding:12px!important}.hero{grid-template-columns:1fr 1fr;gap:30px;padding-top:45px}.hero h1{font-size:46px}.hero .hero-lead{font-size:16px}.portrait-frame{height:445px;border-top-left-radius:100px}.floating-note{left:-15px;padding:14px}.floating-note strong{font-size:11px}.floating-note small{font-size:9px}.hero-points{font-size:10px}.cards{gap:17px}.service-card h3,.calc-card h3{font-size:21px}.service-card p,.calc-card p{font-size:13px}.section{padding-block:45px}.about-strip,.prose-grid,.contact-layout{gap:35px}.footer-grid{grid-template-columns:1fr 1fr;gap:35px}.footer-bottom{flex-direction:column}.calculator{padding:25px}.calculator-body{gap:25px}.calc-inputs{grid-template-columns:1fr}.calc-inputs .field-full{grid-column:auto}.comparison .calc-inputs{grid-template-columns:1fr 1fr}.comparison .calc-results{grid-template-columns:1fr 1fr}.service-hero{gap:30px}.office-grid{grid-template-columns:1fr 1fr}.catalog-symbol{width:210px;min-height:220px}.faq-layout{gap:30px}.contact-form-card{padding:25px}}
@media(max-width:650px){.wrap{width:calc(100% - 36px)}.topline .wrap>span{font-size:10px}.hero{grid-template-columns:1fr;padding-block:35px 38px;gap:30px}.hero h1{font-size:49px}.hero h1 br:nth-child(2){display:none}.hero .hero-lead{font-size:16px;margin-block:20px}.hero .button-row{gap:17px;align-items:start;flex-direction:column}.hero .button{font-size:13px}.hero-points{margin-top:23px;gap:16px;font-size:10px}.hero-visual{padding:0 0 25px 12px}.portrait-frame{height:345px;border-top-left-radius:90px}.portrait-frame img{object-position:50% 32%}.portrait-label{bottom:32px;left:25px}.portrait-label strong{font-size:30px}.floating-note{left:0;bottom:0;padding:13px 18px}.photo-caption{font-size:9px}.trust-strip>.wrap{flex-direction:column;gap:8px;font-size:11px;padding-block:18px}.trust-strip>.wrap span:before{content:'✓';color:var(--brand);margin-right:9px}.section{padding-block:38px}.section-heading{align-items:start;gap:18px;flex-direction:column}.section-heading h2{font-size:31px}.section-intro{font-size:16px}.cards{grid-template-columns:1fr}.service-cards{grid-template-columns:1fr 1fr;gap:12px}.service-card{padding:20px}.service-card h3,.service-card h2{font-size:21px}.service-card p{font-size:12px;line-height:1.65}.service-card .icon-tile{margin-bottom:18px;width:44px;height:44px}.card-link{font-size:12px}.calculator-cards{gap:16px}.calc-card{padding:25px}.calc-card h3{font-size:26px}.calc-card p{font-size:14px}.about-strip,.prose-grid,.faq-layout,.about-hero,.service-hero,.contact-layout{grid-template-columns:1fr;gap:32px}.about-strip{padding-block:48px}.steps li{gap:20px}.post-art{height:170px}.quote-card{padding:25px}.cta-band{margin-block:20px 40px;padding:30px;flex-direction:column;align-items:start;gap:25px}.cta-band h2{font-size:30px}.cta-band p{font-size:14px}.footer-grid{grid-template-columns:1fr 1fr;gap:32px 18px}.footer-grid>div:first-child{grid-column:1/-1}.footer-grid>div:last-child{grid-column:1/-1}.footer-bottom>div{gap:12px;flex-wrap:wrap}.legal-footer{font-size:10px}.page-hero{padding-top:35px;padding-bottom:25px}.compact h1,.article h1,.service-hero h1{font-size:41px}.hero-lead{font-size:16px}.catalog-symbol{display:none}.filter-button{padding:9px 12px;font-size:11px}.filter-count{display:none}.two-cards{grid-template-columns:1fr}.info-strip{align-items:start;padding:23px}.people-grid{grid-template-columns:1fr 1fr;gap:14px}.person-photo{height:auto}.person-copy{padding:16px}.person-copy h3{font-size:21px}.person-copy>a{font-size:11px}.person-role{font-size:11px}.logo-photo{height:140px;padding:15px}.article{padding-top:40px}.article-body{font-size:16px}.about-photo{height:320px;border-top-left-radius:90px}.contact-card{padding:27px}.big-contact{font-size:35px}.email-contact{font-size:16px}.office-grid{gap:12px}.office-card{padding:20px}.office-card h3{font-size:19px}.calculator{padding:20px 16px;border-radius:14px}.calculator-heading{align-items:start;gap:12px;flex-direction:column}.calculator-heading h2{font-size:27px}.calculator-body{grid-template-columns:1fr;gap:20px}.calc-inputs{grid-template-columns:1fr 1fr;gap:0 12px}.calc-inputs .field-full{grid-column:1/-1}.calc-results{gap:10px}.metric{padding:15px}.metric strong{font-size:23px}.metric:first-child strong{font-size:33px}.calc-chart-wrap{height:270px}.chart-legend{gap:12px;font-size:10px}.chart-help{font-size:10px}.calc-actions .button{padding:12px 16px;font-size:12px}.calc-notes{font-size:11px;padding:14px}.comparison .calc-inputs{gap:12px}.comparison-group{padding:12px}.comparison-group h3{font-size:18px}.comparison .metric,.comparison .metric:first-child{padding:12px}.comparison .metric strong,.comparison .metric:first-child strong{font-size:21px}.comparison .metric em{font-size:10px}.calculator-section{padding-top:15px}.pdf-badge{font-size:10px}.editor-fields{grid-template-columns:1fr}.editor-fields .wide{grid-column:auto}.editor-row{padding:18px}.editor-tabs{flex-wrap:wrap}.empty-state{padding:28px}.table-scroll{max-width:100%}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
/* Nápovědy kalkulaček a srozumitelnější srovnání. */
.calc-field{min-width:0;margin-bottom:16px}.field-heading{display:flex;align-items:center;gap:6px;margin-bottom:7px}.calc-inputs .field-heading label{margin:0;line-height:1.45;font-weight:700}.calc-field>input,.calc-field>select{width:100%;margin:0}.calc-field.field-check{align-items:center}.calc-field.field-check>input{width:18px}.calc-field.field-check .field-heading{margin:0}.info-button{display:inline-flex;align-items:center;justify-content:center;flex:0 0 19px;width:19px;height:19px;padding:0;border:1px solid #cfc2ca;border-radius:50%;background:transparent;color:inherit;font:700 11px Georgia,serif;cursor:help;line-height:1;vertical-align:middle}.info-button:hover,.info-button[aria-expanded=true]{background:var(--brand);color:white;border-color:var(--brand)}.metric:first-child .info-button{border-color:#ffffff70}.info-popup{position:fixed;z-index:1000;max-width:min(350px,calc(100vw - 24px));padding:17px 19px;background:#30242e;color:#fff;border:1px solid #56434f;border-radius:12px;box-shadow:0 12px 35px #24102025;font-size:13px;line-height:1.65;overflow-wrap:anywhere}.metric small.explained{display:flex;align-items:center;justify-content:space-between;gap:8px}.metric-breakdown{font-size:12px;margin:18px 0 0}.metric-breakdown dt{display:flex;align-items:center;gap:6px;color:var(--muted);margin-top:12px}.metric-breakdown dd{margin:2px 0 0;font-weight:700;font-size:16px}.legend-item{display:inline-flex;gap:5px;align-items:center}.legend-item .legend-dot{margin-right:1px}.legend-item .info-button{width:17px;height:17px;flex-basis:17px}.table-scroll th.explained{display:table-cell}.table-scroll th.explained>.info-button{margin-left:7px}.table-scroll tbody th{font-weight:400;white-space:nowrap}.calc-table .monthly-table{margin:16px;border:1px solid var(--line);border-radius:8px}.monthly-table>summary{padding:14px 18px;font-size:13px;color:var(--brand)}.monthly-table .table-scroll{max-height:430px;overflow:auto}.monthly-table thead th{position:sticky;top:0;background:var(--tint);z-index:1}.calc-sources{font-size:12px;margin:12px 0;color:var(--brand)}.calc-sources a{text-decoration:underline;text-underline-offset:3px}.calc-sources:empty{display:none}.has-bars .calc-chart-wrap{height:350px}.calculator-hint{font-size:12px;color:var(--muted);margin:-10px 0 24px}.calculator-hint b{display:inline-flex;align-items:center;justify-content:center;width:17px;height:17px;border:1px solid #cfc2ca;border-radius:50%;font:700 11px Georgia,serif}.info-popup[hidden]{display:none}.office-grid{grid-template-columns:repeat(auto-fit,minmax(190px,1fr))}
@media(max-width:650px){.has-bars .calc-chart-wrap{height:640px}.calc-inputs .field-heading label{font-size:11px}.metric-breakdown dd{font-size:14px}.info-button{flex-basis:22px;width:22px;height:22px}.comparison .calc-results{grid-template-columns:1fr 1fr}.office-grid{grid-template-columns:1fr 1fr}}
@media print{.info-button,.info-popup,.calculator-hint{display:none!important}}
@media(max-width:440px){.calculator:not(.comparison) .calc-results{grid-template-columns:1fr}.calculator:not(.comparison) .metric strong{font-size:25px}.calculator:not(.comparison) .metric:first-child strong{font-size:33px}}
.teaching-hero{display:grid;grid-template-columns:1.35fr 1fr;gap:65px;align-items:center}.teaching-hero h1{font-size:clamp(37px,4.2vw,60px)}.teaching-caption{margin-top:27px;font-size:13px;color:var(--muted)}.teaching-preview{padding:36px;background:var(--tint);border:1px solid var(--line);border-radius:60px 20px 20px 20px}.teaching-preview h2{font-size:32px}.teaching-preview p{font-size:15px;color:var(--muted)}.teaching-preview small{display:block;font-size:11px;color:var(--muted);margin-top:20px}.teaching-scenario{display:grid;gap:10px}.teaching-scenario>span{padding:12px 15px;background:white;border:1px solid var(--line);border-radius:9px;font-size:12px;color:var(--brand)}.teaching-scenario strong{margin-left:14px;color:var(--ink);font-size:14px}.teaching-audiences,.teaching-references{display:grid;grid-template-columns:1fr 1fr;gap:24px}.teaching-card{padding:36px;border:1px solid var(--line);border-radius:var(--radius);display:flex;flex-direction:column}.teaching-card>p{color:var(--muted);font-size:15px}.teaching-card .eyebrow{font-size:10px}.teaching-card h3{font-size:31px}.teaching-card>.text-link{margin-top:auto;padding-top:22px;white-space:normal}.teaching-topics{list-style:none;padding:0;margin:0}.teaching-topics li{border-top:1px solid var(--line);padding-block:17px}.teaching-topics strong{display:block;font-size:16px;margin-bottom:5px}.teaching-topics span{display:block;color:var(--muted);font-size:14px}.teaching-references .eyebrow{font-size:9px}.teaching-references p{margin-bottom:0}
@media(max-width:900px){.teaching-hero{gap:30px}.teaching-preview{padding:25px}.teaching-card{padding:26px}}
@media(max-width:650px){.teaching-hero,.teaching-audiences,.teaching-references{grid-template-columns:1fr}.teaching-hero{gap:24px}.teaching-hero h1{font-size:40px}.teaching-preview{border-radius:35px 15px 15px 15px}.teaching-preview h2{font-size:28px}.teaching-card h3{font-size:28px}}
.comparison .metric:first-child .info-button{border-color:#cfc2ca}

/* Přímý srovnávač a kontaktní formulář, září 2026. */
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
#main-nav{gap:18px}.header-inner{gap:24px}
#main-nav>a.nav-insurance{display:flex;align-items:center;gap:9px;padding:10px 12px;background:#fcf0f5;border:1px solid #e8b6cc;border-radius:10px;color:var(--brand);line-height:1.35;transition:background .2s,border-color .2s}
#main-nav>a.nav-insurance:hover{background:#f7dfe9;border-color:var(--brand)}.nav-insurance .icon{width:22px;height:22px}.nav-insurance small{display:block;font-size:9px;font-weight:400;margin-top:3px;color:#86415f}.external-arrow{font-size:16px}
.contact-form-card{min-width:0}.contact-form-card>.eyebrow{margin-bottom:12px}.contact-fields{display:grid;grid-template-columns:1fr 1fr;gap:18px}.contact-fields>div{min-width:0}
.contact-trap{position:absolute;left:-10000px;top:auto;width:1px;height:1px;overflow:hidden}.contact-next{border-left:2px solid var(--brand);padding-left:20px;margin-top:28px;max-width:340px}.contact-next strong{font-size:17px}.contact-next p{font-size:14px;color:var(--muted);margin-top:8px}
.contact-demo{font-size:12px;background:#f5f3ef;border-radius:8px;padding:11px 14px;color:#655943;line-height:1.65}.contact-demo strong{display:block}.contact-privacy{line-height:1.7}.contact-privacy a{color:var(--brand);text-decoration:underline}.contact-submit{width:100%}.contact-status{margin:18px 0 0;padding:15px;border-radius:8px;font-size:14px;scroll-margin-top:120px}.contact-success{color:#145e4c;background:#edf8f3;border:1px solid #b9ddce}.contact-preview{margin-top:20px;padding:18px;background:var(--tint);border-radius:10px}.contact-preview p{margin-top:15px;overflow-wrap:anywhere}.contact-preview pre{white-space:pre-wrap;overflow-wrap:anywhere;font:12px/1.7 Lato,Arial,sans-serif}.field-error{display:block;color:#9c173c;font-size:12px;margin:-8px 0 16px}input[aria-invalid=true],textarea[aria-invalid=true],select[aria-invalid=true]{border-color:#9c173c}
@media(max-width:1200px){.menu-toggle{display:flex;align-items:center;gap:12px;background:white;border:1px solid var(--line);padding:8px 13px;border-radius:6px;font-size:13px}.header-inner{height:78px}#main-nav{display:none;position:absolute;top:78px;left:0;right:0;background:white;padding:25px;border-bottom:1px solid var(--line);box-shadow:var(--shadow);flex-direction:column;align-items:stretch;gap:6px;max-height:calc(100dvh - 78px);overflow-y:auto}#main-nav.open{display:flex}#main-nav>a.nav-insurance{padding:13px 15px;margin:5px 0}.nav-insurance .external-arrow{margin-left:auto}}
@media(max-width:650px){.contact-fields{grid-template-columns:1fr;gap:0}.contact-next{display:none}.contact-form-card{padding:24px 20px}.contact-demo{font-size:11px}}
/* Lokální návrhy nových kalkulaček. Původní moduly tyto třídy nepoužívají. */
.extended .calc-inputs{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.extended .comparison-group{min-width:0}.extended .comparison-group:first-of-type{grid-column:1/-1}.extended.delay .comparison-group:first-of-type{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 18px}.extended.delay .comparison-group:first-of-type h3{grid-column:1/-1}.extended .calc-results{grid-template-columns:repeat(3,minmax(0,1fr))}.extended .calc-field[hidden],.extended .comparison-group[hidden],.extended details[hidden]{display:none}.extended .live-hint{display:block;margin:5px 0 12px}.extended .loan-controls{display:flex;align-items:center;flex-wrap:wrap;gap:12px}.extended .product-settings{margin-top:12px}.extended .product-settings summary{font-size:12px;color:var(--brand)}.extended .product-fields{padding-top:16px}.extended .product-off{background:#faf9fa;opacity:.75}.extended .comparison-group>.field-check{margin-bottom:0}.extended .comparison-group>.field-check label{font-size:16px;font-weight:bold}.extended .metric-breakdown{font-size:11px}.extended .metric-breakdown dt{margin-top:7px}.extended .metric-breakdown dd{margin:2px 0 0;font-weight:bold}.extended .field-check input{padding:0}.extended .calc-table th{white-space:normal;min-width:90px}.extended .calc-table td{white-space:nowrap}.extended .calc-field:has(input[type=hidden]){display:none}
@media(max-width:900px){.extended .calc-results{grid-template-columns:repeat(2,minmax(0,1fr))}.extended.delay .comparison-group:first-of-type{display:block}}
@media(max-width:650px){.extended .calc-inputs,.extended .calc-results{grid-template-columns:1fr}.extended .comparison-group{grid-column:1}.extended .loan-controls .button{font-size:12px}.extended .metric:first-child{grid-column:auto}}

.products .comparison-group:first-of-type{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 18px}.products .comparison-group:first-of-type h3{grid-column:1/-1}.products .comparison-group:nth-of-type(2){grid-column:1/-1}.products .comparison-group:nth-of-type(2) .product-fields{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 18px}.consolidation .comparison-group:last-child{grid-column:1/-1;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 18px}.consolidation .comparison-group:last-child h3{grid-column:1/-1}@media(max-width:650px){.products .comparison-group:first-of-type,.products .comparison-group:nth-of-type(2) .product-fields,.consolidation .comparison-group:last-child{display:block}}
.consolidation .calc-results{grid-template-columns:repeat(2,minmax(0,1fr))}.loan-principal-summary{display:grid;grid-template-columns:1fr 1fr;gap:18px;padding:20px;margin-bottom:22px;background:white;border:1px solid var(--line);border-radius:10px}.loan-principal-summary small{display:block;color:var(--muted);font-size:12px}.loan-principal-summary output{display:block;margin-top:5px;font-weight:700;font-size:25px;letter-spacing:-.03em}.loan-principal-summary>div:last-child output{color:var(--brand)}.result-comparison{grid-column:1/-1;min-width:0;border:1px solid var(--line);border-radius:12px;overflow:hidden}.result-comparison h3{padding:20px 22px;margin:0;font-size:24px}.result-comparison table{width:100%;margin:0}.result-comparison thead{background:var(--tint)}.result-comparison th,.result-comparison td{padding:15px 20px}.result-comparison th:first-child{width:40%}.result-comparison td{font-variant-numeric:tabular-nums;white-space:nowrap}.result-comparison tbody tr:nth-child(3){font-weight:700;background:var(--tint)}.result-comparison tbody tr:last-child{background:var(--brand);color:white;font-size:17px;font-weight:700}.result-comparison .result-note{padding:15px 22px}.consolidation .metric{border-color:var(--brand)}@media(max-width:650px){.consolidation .calc-results{grid-template-columns:1fr}.loan-principal-summary{grid-template-columns:1fr;padding:16px}.loan-principal-summary output{font-size:24px}.result-comparison h3{padding:16px;font-size:21px}.result-comparison th,.result-comparison td{padding:12px 10px;font-size:11px}.result-comparison td{white-space:normal}.result-comparison tbody tr:last-child{font-size:12px}.result-comparison .result-note{padding:14px}}
:is(.pension-optimization) .calculator-body{display:block}.pension-optimization .calc-inputs{grid-template-columns:1fr 1fr;margin-bottom:28px}.pension-optimization .comparison-group:first-child{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 18px}.pension-optimization .comparison-group:first-child>h3{grid-column:1/-1}.pension-optimization .calc-results{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.optimizer-insight{grid-column:1/-1;border:1px solid var(--line);border-radius:12px;padding:20px 24px;background:#fff}.optimizer-insight:first-child{background:var(--tint);border-color:var(--brand)}.optimizer-insight h3{font-size:21px;margin:0 0 8px}.optimizer-insight p{font-size:14px;line-height:1.7;margin:0}.pension-optimization .result-comparison tbody tr:nth-child(3){font-weight:normal;background:transparent}.pension-optimization .result-comparison tbody tr:nth-child(5){font-weight:bold;background:var(--tint)}.pension-optimization .metric:first-child{grid-column:auto}.pension-optimization .metric:first-child strong{font-size:27px}@media(max-width:700px){.pension-optimization .calc-inputs,.pension-optimization .calc-results{grid-template-columns:1fr}.pension-optimization .comparison-group:first-child{display:block}.optimizer-insight{padding:17px}.pension-optimization .result-comparison th:first-child{min-width:130px}.pension-optimization .result-comparison th,.pension-optimization .result-comparison td{min-width:120px}.pension-optimization .result-comparison th:first-child{width:auto}}